statement and arguments Model Questions & Answers, Practice Test for ibps clerk prelims 2023

Should there be only one rate of interest for term deposits of varying durations in banks?
Arguments:
I. No, people will refrain money for longer duration resulting into reduction of liquidity level of banks.
II. Yes, this will be much simpler for the common people and they may be encouraged to keep more money in banks.

Should all those who have come in contact with the patients' infectious respiratory disease be quarantined in their houses?
Arguments:
I. No, nobody should be quarantined unless they are tested and found to be infected by the virus causing the disease.
II. Yes, this is the only way to control the spread of the dreaded disease.

Should mutual funds be brought under strict Govt. control?
Arguments:
I. Yes, that is one of the ways to protect the interest of the investors.
II. No, strict Govt. controls are likely to be counter productive.

Should all the profit making public sector units be sold to private companies?
Arguments:
I. Yes, this will help the government to augment its resources for implementing the development programmes.
II. No, the private companies will not be able to run these units effectively.

Should the public sector undertakings be allowed to adopt hire and fire policy?
Arguments:
I. Yes, this will help the public sector undertakings to get rid of non-performing employees and will also help to reward the performing employees.
II. No, the management may not be able to implement the policy in an unbiased manner and the employees will suffer due to the high-handedness of the management.