banking, security market & insurance section 3 MCQ Questions & Answers Detailed Explanation
MOST IMPORTANT indian economy mcq - 5 EXERCISES
The following question based on Banking, Security Market & Insurance topic of indian economy mcq
(a) Finance Commission
(b) RBI
(c) SEBI
(d) Finance Ministry
The correct answers to the above question in:
Answer: (b)
In India, ‘Report on Currency and Finance’ is the annual publication of the Reserve Bank of India.
The report highlights the evaluation or devaluation of the Rupee as a currency along with its other aspects and projects the financial condition of the economy.
SEBI: Regulator for the security market in India. Headquarters (Mumbai)
Finance commission: formed to define the financial relationship between the centre and state.
Headquarters: New Delhi Finance
Ministry: An important ministry their the Govt. of India concerned with the economy of India.
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Question : 1
Who appoints a banking ombudsman?
a) Reserve Bank of India
b) Governor of respective state
c) Lead Bank of the State
d) President of India
Answer »Answer: (a)
The Banking Ombudsman is a senior official appointed by the Reserve Bank of India to redress customer complaints against deficiency in certain banking services.
Question : 2
The Word ‘Actuaries’ is related to
a) None of the above
b) Insurance
c) Share Market
d) Banking
Answer »Answer: (b)
Question : 3
Which is credit rating agency in India?
a) All of these
b) CARE
c) ICRA
d) CRISIL
Answer »Answer: (a)
Question : 4
The ‘Indian Bank’ is an Indian state-owned financial service company Headquartered in
a) Chennai
b) Mumbai
c) Bengaluru
d) Kolkata
Answer »Answer: (a)
Indian Bank is an Indian state-owned financial services company established in 1907 and headquartered in Chennai, India.
Question : 5
‘SFMS’ is a secure messaging standard developed to serve as a platform for intra-bank and inter-bank applications. The first letter ‘S’ in the abbreviation ‘SFMS’ stands for
a) Standard
b) Simplified
c) Structured
d) Sheltered
Answer »Answer: (c)
SFMS stands for Structured Financial Messaging System.
Question : 6
Which one of the following is different from the others from the point of view of ownership?
a) Kisan Vikas Patra
b) Bank Fixed Deposit
c) LIC Policy
d) Debenture of a Company
Answer »Answer: (d)
A debenture is a type of debt instrument that is not secured by physical assets or collateral. Both corporations and governments frequently issue this type of bond to secure capital.
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