banking, security market & insurance section 3 MCQ Questions & Answers Detailed Explanation
MOST IMPORTANT indian economy mcq - 5 EXERCISES
The following question based on Banking, Security Market & Insurance topic of indian economy mcq
(a) NABARD
(b) State Bank of India
(c) Reserve Bank of India
(d) Regional Rural Bank
The correct answers to the above question in:
Answer: (a)
Through the assistance of the Swiss Agency for Development & cooperation, NABARD set up the Rural innovation fund. RIDF is another noted scheme for the bank for rural development.
Under the RIDF scheme Rs. 51,283 crore have been sanctioned for 2,44,651 projects covering irrigation, rural roads and bridges, health & education, soil conservation, water schemes etc.
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Question : 1
The ‘Interest Rate Risk’ is a type of
a) Reputational Risk
b) Liquidity Risk
c) Market Risk
d) Operational Risk
Answer »Answer: (c)
There are four major types of market risk; Interest Rate Risk, Equity Price Risk, Foreign Exchange Risk, Commodity Price Risk.
Question : 2
The ‘Mudra Bank’ is a subsidiary of
a) IFCI
b) RBI
c) ICICI
d) SIDBI
Answer »Answer: (d)
The Mudra Bank is subsidiary of Small industrial development bank of India (SIDBI).
Question : 3
Which is not a source of agriculture finance in India?
a) Regional Rural Banks
b) Commercial Banks
c) Co-operative societies
d) None of these
Answer »Answer: (d)
These all provide finance under various schemes run by central government and state governments to purchase seeds, fertilizer, pesticides etc.
Question : 4
The banks which are implementing the Micro Finance Programme linked with Self Help Groups (SHGs) are
a) Co-operative banks and Regional Rural Banks, only
b) Regional Rural Banks and Commercial Banks, only
c) Commercial Banks and Co-operative Banks only
d) Commercial Banks, Regional Rural Banks and Co-operative Banks
Answer »Answer: (d)
Commercial Banks, Regional Rural Banks and Co-operative Banks are implementing the Micro Finance programme linked with Self Help Groups.
Question : 6
The first Land Development Bank was established in 1920. It was located at
a) Munger
b) Jhang
c) Meerut
d) Thane
Answer »Answer: (b)
The first land development bank was started at Jhang in Punjab in 1920.
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