banking, security market & insurance section 4 Practice Questions Answers Test with Solutions & More Shortcuts
Banking, Security Market & Insurance PRACTICE TEST [5 - EXERCISES]
banking, security market & insurance section 1
banking, security market & insurance section 2
banking, security market & insurance section 3
banking, security market & insurance section 4
banking, security market & insurance section 5
Question : 21
Which of the following terms is not a financial term?
a) RTGS
b) Core banking solution
c) Investment
d) All the above
Answer »Answer: (d)
All the above given terms are not a financial term. RTGS (Real Time Gross Settlement) is fund transfer system, core banking solutions like treasury and investment are all processes not financial term.
Question : 22 [UBI-PO 2016]
Bank deposits are insured by DICGS for a maximum amount of .................. per depositor per bank.
a) Rs.2,00,000
b) Rs.5,00,000
c) No limit
d) Rs.1,00,000
Answer »Answer: (d)
Each depositor in a bank is insured up to a maximum of Rs.1,00,000 (Rupees One Lakh) for both principal and interest amount held by him in the same capacity and same right as on the date on liquidation/ cancellation of bank’s licence or the date on which the scheme of amalgamation/merger/ reconstruction comes into force.
Question : 23
An economy with very low rate of interest and where economic agents expect the interest rate to rise in future and consequently bond prices to fall, causing capital loss in the economy is going through a situation known as
a) Slow down in the economy
b) Double dip recession
c) Hyperinflation
d) Liquidity trap
Answer »Answer: (d)
A liquidity trap is a situation in which injections of cash into the private banking system by a central bank fail to lower interest rates and hence fail to stimulate economic growth.
A liquidity trap is caused when people hoard cash because they expect interest to rise in future, an adverse event such as deflation, insufficient aggregate demand, or war.
Question : 24 [UGC-2016]
SLR can be defined as—
a) $SLR = \text"ER + IS - CAB"/\text"L"$
b) $SLR = \text"ER + IS - CAB"/\text"L"$
c) $SLR = \text"ER + I - CB"/\text"L"$
d) $SLR = \text"L + CB - ER"/\text"IS"$
Answer »Answer: (a)
The ratio of liquid assets to net demand and time liability is called statutory Liquidity Ratio (SLR).
SLR Rate = $\text"Liquid Assets"/\text"Demand + Time Liabilities"$× 100
IMPORTANT indian economy mcq EXERCISES
Banking, Security Market & Insurance Shortcuts »
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indian economy MCQ CATEGORIES
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» Introduction to Indian Economy
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» Planning, Economic Development & Five year Plans
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» National Income & Human Development Index
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» Agriculture Sector, Subsidy and Food Processing
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» Industries, Manufacturing & Service Sectors
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» Inclusive growth, Sustainable development and employment
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» Poverty & Unemployment
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» Introduction to Micro Economics
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» Introduction to Macro Economics
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» Macro fundamentals, GDP, Investment, Growth
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» Demand & Supply, Profit Loss, Inflation & Price Index
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» Fiscal Policy, Public Finance and Monetary Policy
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» Money Supply, Banking and Financial Institutions
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» Taxes Types, Methods & Budgeting Process
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» Banking, Security Market & Insurance
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